Posted by Carol-Ann Palmieri & Al Mussi on 3/13/2018

If you recently bought a home, now may be an ideal time to look at internet services providers in your new city or town.

Ultimately, not all internet services providers are created equal, and you'll want to look closely at the options at your disposal.

To better understand how to find the right internet services provider, let's consider three best practices.

1. Evaluate the Services That You Need

Most homeowners demand fast, reliable internet services, but it is important to note that the needs of one homeowner may vary from the needs of another.

For example, a homeowner who works out of his or her residence may need the fastest internet services available. This homeowner likely will need internet services that deliver consistent latency and bandwidth to ensure he or she can stay on track with everyday work.

On the other hand, a homeowner who uses the internet to download movies, music and video games may require internet services that work great around the clock. That way, this homeowner can instantly download large files at any time.

Check out all of the internet services that a company has to offer. And when in doubt, speak with an internet services representative directly. This will enable you to learn about all of the internet services that are available and make an informed purchase decision.

2. Consider Your Budget

The costs of internet services may vary based on where you live. As such, you'll want to consider your monthly budget to guarantee that you don't stretch your finances too thin.

In many instances, internet services providers will offer discounts or rebates if you sign a multi-year agreement. This may prove to be an excellent option if you plan to live in your home for the next few years, as you'll be able to lock in your internet services pricing for a set amount of time.

Furthermore, many companies provide internet, TV and phone services. And if you bundle the aforementioned services, you may be able to receive discounted rates.

3. Examine Customer Reviews

What are current and past clients saying about an internet services provider? Evaluate customer reviews, and you can find out what it's like to work with a particular internet services provider.

You may be able to receive client reviews directly from an internet services provider. Or, if you conduct an online search, you should have no trouble evaluating feedback about a broad array of internet services providers in a particular city or town.

Lastly, if you need extra help as you evaluate internet services providers, you should consult with a real estate agent. In addition to helping you discover your dream home, a real estate agent can offer insights into internet services providers in various cities and towns. Then, you'll be able to make the best possible decision.

Take the next step to set up internet services at your new home – use the aforementioned best practices, and you can choose an internet services provider that will meet or surpass your expectations.

Tags: moving   internet  
Categories: Uncategorized  

Posted by Carol-Ann Palmieri & Al Mussi on 3/6/2018

If you intend to buy or sell a home, it's never too early to start planning ahead for moving day. By doing so, you can find a great moving company that will make it simple for you to take all of your belongings from Point A to Point B.

Ultimately, there are several best practices that individuals should consider before they hire a moving company, and these practices include:

1. Conduct an In-Depth Search

Dozens of moving companies may be available in your city or town, and all of these businesses claim to be the best. As such, differentiating one moving company from another sometimes can be difficult.

To kick off a search for a moving company, it often pays to reach out to family members, friends and neighbors for support. These individuals likely have moved at some point in their lives and may be able to provide moving company recommendations.

When in doubt, don't hesitate to search for moving companies online as well. A simple online search for moving companies likely will reveal a wide range of results. However, as you check out each company's website and client reviews, you should have no trouble narrowing your search.

2. Ask for Client Referrals

It never hurts to ask a moving company for client referrals. That way, you can gain firsthand insights into what it is like to work with a particular moving company.

To obtain client referrals, call a moving company directly. If the company has a proven reputation, it likely can provide client referrals instantly. Conversely, if a moving company has delivered lackluster results to date, it may struggle to provide client referrals.

In addition, ask a moving company's past customers about their experiences with the business. Find out why these customers chose a particular moving company, how the moving company handled various moving day challenges and whether these customers would use the same company in the future. This will enable you to gain the comprehensive insights you need to make an informed decision.

3. Consult with a Real Estate Agent

Local real estate agents are well-connected in their respective cities and towns. Thus, if you contact a real estate agent today, you can simplify your search for the right moving company.

A real estate agent is happy to provide expert recommendations about moving companies in your area. Plus, if you need help finding a moving company on short notice, a real estate agent will go above and beyond the call of duty to assist you.

Perhaps best of all, a real estate agent is available to support homebuyers and home sellers alike. This housing market professional understands the challenges associated with buying and selling a house and will assist homebuyers and home sellers in any way possible. In fact, a real estate agent will help a property buyer or seller get ready to enter the housing market, prep for moving day and much more.

Take the guesswork out of finding the right moving company – use the aforementioned best practices, and you're sure to find a terrific moving company.

Tags: moving tips  
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Posted by Carol-Ann Palmieri & Al Mussi on 2/27/2018

Looking to add your house to the real estate market? Ultimately, becoming the "perfect" home seller can make a world of difference, and perhaps it is easy to understand why.

The perfect home seller understands what it takes to list a home in a buyer's or seller's market. As such, this home seller will be able to promote his or her residence to the right groups of property buyers at any time. Plus, the perfect home seller will know how to get the best price for his or her residence – without exception.

Believe it or not, becoming the perfect home seller can be simple – here are three tips to help you do just that.

1. Learn About the Real Estate Market

Although many home sellers have a "basic" understanding of how the housing market works, the perfect home seller will go above and beyond the call of duty to get the ideal results. Therefore, he or she will learn about the intricacies of the real estate sector and map out the home selling journey accordingly.

To learn about the real estate market, it often helps to look at some of the homes that are currently available in your city or town. This will enable you to establish a price range for homes that are similar to your own.

Also, don't forget to look at the prices of recently sold houses in your area. With this housing market data at your disposal, you may be able to determine whether you're preparing to operate in a buyer's or seller's market.

2. Understand Your Home's Strengths and Weaknesses

Your home may seem great, but it never hurts to get a second opinion from a property expert. Fortunately, if you complete a home appraisal, you can learn about your home's strengths and weaknesses and take steps to enhance your residence before you add it to the housing market.

A home appraisal usually requires just a few hours to complete, but the evaluation's benefits may last a lifetime.

After a home appraisal, you'll receive an in-depth report that describes any problem areas in your home. Then, you can allocate the necessary time and resources to transform any weaknesses into strengths and perform assorted home improvements as needed.

3. Work with an Real Estate Agent

The perfect home seller understands the importance of getting plenty of support at each stage of the home selling journey. As a result, this home seller is likely to work with a real estate agent who can help simplify the process of listing and promoting a house.

A real estate agent can help you take the guesswork out of selling a residence. He or she will set up home showings and open houses and negotiate with property buyers on your behalf. Plus, a real estate agent will provide honest, unbiased home selling recommendations to help you make informed decisions.

Streamline the home selling journey – use the aforementioned tips, and you can become the perfect home seller in no time at all.

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Posted by Carol-Ann Palmieri & Al Mussi on 2/20/2018

You may have been thinking that you’d like to sell your home. You probably want to sell it at the right time and you want to go about it for the right reasons. There’s so many different that you may want to sell your home that you probably haven’t even thought of. 

There’s Not Many Homes To Choose From

If there’s a lack of inventory on the housing market, it’s a great time to put your home up for sale. Certain times of the year have lower inventory than others, so you may want to consider the fall and winter as a prime time to sell. If you know your home is in a great location, or has little work to be done in it, you’re probably going to want to sell sooner rather than later if you have been contemplating the idea in a low inventory market. 

Remember That Spring Starts Early

Especially in warmer climates, “spring” is a relative term and can start as early as January. People will start their searches online early in the year and the demand for homes only becomes more crucial as the year goes on. The earlier the listing, the better chance the home has to stand out on the market, even if it doesn’t sell right away. In fast moving real estate markets, it may not matter what time of year you sell your home. If the demand is there, you have a great chance to sell the home.

Price Matters

The lower the price point on a home, the faster it will generally move off the market. First-time homebuyers want homes and they want them fast. when your home is priced lower, it’s probably going to move a bit faster no matter when or where you’re selling it. Buyers are always looking for a good deal. 

Interest Rates Affect Home Sales

If there’s rumors that interest rates will rise in the coming months, buyers will be on the hunt for a home. That’s when it’s a good time for you as a buyer to put your home on the market. When buying power for those searching is high, you’re better off selling because you’ll get a lot of interest. Your home will leave the market much faster as well. 

The Decisions Is Yours

Selling your home is not a small decision. You’ll need to find another place to relocate to. Your kids may have to switch schools, and your lives can be a bit disrupted in the process of moving. If you think the time is right to move, you can keep the above suggestions in mind in order to make the entire process a bit more seamless for you.

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Posted by Carol-Ann Palmieri & Al Mussi on 2/13/2018

A fixed-rate mortgage (FRM) offers one of many financing options for homebuyers. It enables homebuyers to lock in an interest rate on a home loan and pay a set amount each month for the life of a mortgage. As such, an FRM remains a popular option for homebuyers across the United States.

Ultimately, there are many benefits to choosing an FRM, including:

1. Easy Budgeting

With an FRM, your mortgage payments will always stay the same. Thus, after you get approved for an FRM, you can budget accordingly.

An FRM often serves as a great option for homeowners who struggle to maintain a budget. It ensures your mortgage payments will never rise or fall for the life of your loan, which may make it easier for you to map out a weekly, monthly or annual budget.

In addition, an FRM will stay intact regardless of market conditions. This means you won't have to worry about your mortgage costs rising even if interest rates increase nationally.

2. No Price Fluctuations

An FRM minimizes headaches for homebuyers, and for good reason. After you agree to FRM terms with your lender, you will know precisely what you'll be paying for your home.

Comparatively, an adjustable-rate mortgage (ARM) may be difficult for homebuyers to understand. This type of mortgage may fluctuate over time, which means the amount you pay in the first few years of your loan could escalate.

For example, a 5/1 ARM ensures that your interest rate will remain intact for the first five years of your loan. After the initial period, the interest rate may change annually. As a result, your monthly mortgage payments may fluctuate over the life of your loan.

3. Simple to Understand

Your lender will be able to outline the terms of an FRM with ease, as this type of mortgage ensures an interest rate is set in stone until your loan is paid in full. Plus, after you receive an FRM, you can focus on what's important – acquiring your dream home and enjoying this residence for years to come.

With an ARM, the interest rate for your loan may move up and down over the years. The factors that cause the interest rate to fluctuate are based on numerous market factors as well. Therefore, it can be tough to plan ahead for your monthly mortgage payments due to the fact that various factors may impact your loan's interest rate.

Determining whether an FRM is right for you can be challenging. Thankfully, banks and credit unions can define all of your home financing options and respond to any concerns and questions.

Furthermore, your real estate agent may be able to put you in touch with lenders in your area. This real estate professional also is happy to offer tips and recommendations to ensure you can get the financing you need to secure your dream house.

Examine all of your home financing options closely, and you should have no trouble obtaining a home loan that matches your budget.

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